Consider the Benefits of a Debt Consolidation Loan

I am the one in our household that has to worry about paying all the bills each month.  Sometimes its hard to make every payment on time because we have a number of credit cards that we have to make timely payments on.  I have done some research and see the benefits to using a debt consolidation loan.  I would have just one payment to make each month and the interest rate on the loan is lower than most of my credit card payments.  I plan on talking to my husband about this and strongly recommend that we look into this.  If he doesn’t agree, he can take over paying the bills.